MORTGAGE BEST BUYS - OCTOBER

MORTGAGE BEST BUYS - OCTOBER

Variable Rates

1.09% (3.32% APRC)

 

2 Year Base Rate Tracker (BBR + 0.84%), arrangement fee of £900 can be added to loan, fully portable, overpayments of up to 10% of outstanding loan per year in the first 2 years penalty free, No extended early repayment charge.

1.99% (2.06% APRC)

 

Lifetime Base Rate Tracker (BBR + 1.74%), arrangement fee of £1,999 payable on application, fully portable, No early repayment charge, at any time, ‘Free’ but non-disclosed basic valuation.

 

Fixed Rates

1.11% (3.36% APRC)

 

2 Year Fixed Rate, arrangement fee of £999 can be added to loan, overpayments of up to 10% of original loan per year in the first 2 years penalty free, fully portable, No extended early repayment charge.

1.69% (3.02% APRC)

 

5 Year Fixed Rate, arrangement fee £900 can be added to loan, overpayments of up to 10% per year in the first 5 years penalty free, fully portable, No extended early repayment charge.

 

Buy To Let

1.74% (4.71% APRC)

 

2 Year Base Rate Tracker (BBR + 1.49%), arrangement fee of £1,995 can be added to loan, overpayments of up to 10% of loan per year in the first 2 years penalty free, no extended early repayment charge.

1.70% (4.47% APRC)

 

2 Year Fixed Rate, arrangement fee of £1,495 can be added to loan, fully portable, overpayments of up to 10% of loan per year in the first 2 years penalty free, no extended early repayment charge. ‘Free’ but non-disclosed basic valuation. £500 cashback.

 

Flexible / Offset

1.29% (3.42% APRC)

 

2 Year Base Rate Tracker (BBR + 1.04%), linked offset savings account, arrangement fee £1,749 can be added to loan, no early repayment charge, unlimited overpayments. ‘Free’ but non-disclosed basic valuation.

1.45% (3.88% APRC)

 

2 Year Fixed Rate, linked offset savings account, arrangement fee of £999 no extended early repayment charge. Unlimited overpayments. ‘Free’ but non-disclosed basic valuation. £500 cash back.

 

Please note: The mortgage rates and terms quoted are liable to change without notice.

All APRC figures are typical and are based on a purchase price/valuation of £500,000, 70% LTV, mortgage term 25 years, Capital repayment basis (except Buy to Let)

For help with any of your mortgage enquiries please contact us on: 020 7633 2222 or mortgage@johnlamb.co.uk or email your usual point of contact through our website.

The information provided in this guide has been sourced with the help of our specialist mortgage partners. This document is for internal use only and the contents are directed at our professional connections only. Any persons reading this document who do not have professional experience in mortgages should not rely on the content.